Fiscal Calendar & Business Days Calculator

Close calendars, payment terms and staffing plans all depend on working days. Count business days between two dates excluding weekends and holidays, and see the fiscal year, quarter and period for any fiscal year start.

How it works

Count calendar and business days between two dates excluding weekends and holidays, identify the fiscal year, quarter and period for any fiscal year-end, and list working days by fiscal month.

Business days = Calendar days − Weekend days − Weekday holidays (both dates included)
Fiscal period = (Month − Fiscal start month) mod 12 + 1
Fiscal quarter = ⌈Fiscal period ÷ 3⌉
Fiscal year = calendar year in which the fiscal year ends (or starts, if selected)

Common uses

  • Month-end close calendars and reporting deadlines
  • Payment terms, SLAs and contract deadlines
  • Fiscal-period mapping for budgets and reports

Worked example

The calculator above opens with this example. Change any input to see the results update instantly, or select Reset to return to these figures.

Start date2026-07-01
End date2027-06-30
Fiscal year starts inJuly
Fiscal year named byCalendar year in which it ends
HolidaysU.S. federal holidays (observed)
Example inputs
Business days250
Calendar days365
Weekend days104
Weekday holidays11
Start date is inFY2027 Q1 P01
End date is inFY2027 Q4 P12
Results

U.S. federal holidays follow the observed-date rule: a Saturday holiday is observed Friday and a Sunday holiday Monday. Fiscal periods follow calendar months; 4-4-5 and 52/53-week calendars need period-end dates from your own calendar.

Interpreting the results

  • Use business days for close calendars, payment terms quoted in business days and staffing plans.
  • Fiscal years are most commonly named for the calendar year in which they end; for example, July 2026 to June 2027 is FY2027.
  • State, territorial and company holidays differ from the federal list; use a custom list for an exact count.

Frequently asked questions

How are business days counted?

Business days are weekdays, Monday through Friday, excluding holidays. This calculator includes both the start and end dates and excludes U.S. federal holidays on their observed dates unless you choose otherwise.

How are fiscal years named?

Most organizations name a fiscal year for the calendar year in which it ends. For example, a fiscal year running from July 1, 2026 to June 30, 2027 is fiscal year 2027. Some use the starting year instead, which you can select.

Which holidays are included?

The U.S. federal list includes New Year’s Day, Martin Luther King Jr. Day, Washington’s Birthday, Memorial Day, Juneteenth (from 2021), Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving and Christmas, moved to Friday or Monday when they fall on a weekend.

Browse all 13 Business & Personal Finance calculators